The Contra Costa Medical Career College Financial Aid Office is committed to assisting students obtain the assistance needed to further their education. To apply for financial aid under the federal programs listed below, a student needs to complete and submit a Free Application For Federal Student Aid either online, by PDF or by paper.

Unsure of where to begin? Stop by Contra Costa Medical Career College and we’ll help walk you through the process. Or, if you have questions, please contact the Financial Aid Office at 925-757-2900.

Our school is designated as an eligible institution by the U.S. Department of Education (“DOE”) for participation in the following federal financial aid programs:

Grants – Need based funding that is not require repayment

Loans – Borrowed money for college or career school; you must repay your loans, with interest

Read additional information below or go to http://studentaid.ed.gov for more detailed information. Once again, we recommend stopping by our campus to discuss your possible financial aid options. We look forward to talking with you about your new career!

Federal Pell Grant Program

The Federal Pell Grant Program is intended to allow eligible students financial access to the school or college of their choice. For eligible students, Federal Pell Grants are the “floor” or base upon which all other federal student financial aid is built. Current year awards range from $400 to $6,000+. The amount a student may receive depends on the student’s family’s financial situation, the student’s full- or part-time enrollment status and how much of the student’s remaining education at the school falls within the current federal award year (July 1 through June 30). In order to be eligible for a Federal Pell Grant, a student may not have previously received a bachelor’s degree from any institution.

Federal Supplemental Education Opportunity Grant (FSEOG) Program

The Federal Supplemental Educational Opportunity Grant Program (FSEOG) provides assistance to exceptionally needy undergraduate students. A priority must be given to Pell Grant recipients with the lowest expected family contributions (EFCs). The federal rules permit an eligible student to receive a FSEOG award of $100 to $4,000 for each of the student’s academic years of study. A student’s eligibility for FSEOG funds is determined annually.

Federal William D. Ford Direct Subsidized Loan Program

These loans are available to eligible students enrolled at least half-time in an eligible institution and eligible Title IV program, and are based on the financial need demonstrated by each student. An undergraduate student may borrow up to $3,500 for the first academic year and $4,500 for the second academic year. The loan amounts will be pro rated for academic years of less than nine months. A student must repay his or her Federal William D. Ford Direct Subsidized Loans based on the amount borrowed, but no less than $50 per month, beginning six months after graduation or termination of studies.

Federal William D. Ford Direct Unsubsidized Loan Program

These loans are available to eligible students enrolled at least half-time in an eligible institution in an eligible Title IV program and who do not demonstrate financial need. Under this program, an undergraduate student who is classified as:

(a) independent or (b) dependent and whose parents fail to qualify for a Direct Federal PLUS Loan, may borrow up to: $3,500 combined of Direct Subsidized and/or Unsubsidized Federal Stafford Loans, plus $6,000 additional Direct Unsubsidized Federal Stafford Loan for the first academic year; $4,500 combined of Direct Subsidized and/or Unsubsidized Federal Stafford Loans, plus $6,000 additional Direct Unsubsidized Federal Stafford Loan for the second academic year; or dependent and whose parents are not rejected for a Direct Federal PLUS Loan may borrow up to: $3,500 combined of Direct Subsidized and/or Unsubsidized Federal Stafford Loans, plus $2,000 additional Direct Unsubsidized Federal Stafford Loan for the first academic year; $4,500 combined of Direct Subsidized and/or Unsubsidized Federal Stafford Loans, plus $2,000 additional Direct Unsubsidized Federal Stafford Loan for the second academic year.

This loan was created so that any student, regardless of income, would be able to obtain a Federal Stafford Loan. The terms and conditions of the unsubsidized loan, including deferments and loan charges, with few exceptions, are the same as the Direct Subsidized Federal Stafford Loan described above. However, a student must pay the interest on any Direct Unsubsidized Federal Stafford Loan during the time that the student is in school and during any deferment period. The student can defer the interest payments while in an eligible school, program. However, the student will be given the option to pay the interest while in school. In other words, the interest accrues while the student is attending unlike the subsidized loans.

Direct Federal PLUS Loan Program

Direct Federal PLUS Loans are for parent borrowers. Direct Federal PLUS Loans enable parents to borrow the cost of the student’s education, less other aid received by the student. Direct Federal PLUS Loan borrowing is limited to parents with a favorable credit history.

Dependent Students (whose parents were not denied a PLUS loan) Combined Base Limit for Subsidized and Unsubsidized Loans Additional Limit for Unsubsidized Loans Total Limit for Unsubsidized Loans (minus subsidized amounts)
First-Year Undergraduate (Freshman) $3,500 $2,000 $5,500
Second-Year Undergraduate (Sophomore) $4,500 $2,000 $6,500
Third-Year and Beyond Undergraduate (Junior, Senior) $5,500 $2,000 $7,500
Independent Students (and dependent students whose parents were denied a PLUS loan) Combined Base Limit for Subsidized and Unsubsidized Loans Additional Limit for Unsubsidized Loans Total Limit for Unsubsidized Loans (minus subsidized amounts)
First-Year Undergraduate (Freshman) $3,500 $6,000 $9,500
Second-Year Undergraduate (Sophomore) $4,500 $6,000 $10,500
Third-Year and Beyond Undergraduate (Junior, Senior) $5,500 $7,000 $12,500

Veterans Education Assistance

Contra Costa Medical Career College is approved for Veterans Education Assistance. Benefits can be utilized at our institution for those who qualify. Many benefits are available to advance the education and skills of Veterans and Service members.

Spouses and family members may also be eligible for education and training assistance. All Programs we offer qualify for Veterans Education Assistance excluding: EKG Technician.

For more information go to http://www.benefits.va.gov/gibill or stop by and speak to one of our certifying officials. We are here to help.